cell phone insurance is sweet, and passcodes can protect your loved ones information on your phone

If you are unlucky, or if you own expensive cell phones, I would highly recommend buying phone insurane. I believe in the last year and a half, I lost or had my phone stolen like 4 times. The first time I didnt have insurance, but every other time after that, I was able to replace my phone for like a 50 dollar deductible. If I didnt have it I would have to pay a few hundred dollars, cause you have to pay the retail price if you lose it or it is stolen without the insurance. I pay like 5 or 6 bucks a month for insurance. So for the price of a subway sandwich you can protect your phone.

Also if you have sensitive data or phone numbers on your phone I highly recommend using a passcode on your phone. It is kinda annoying, but I was less stressed having a passcode on my phone when it was lost, cause nobody can access or use your phone when it has a passcode, unless they know your passcode.

Just two recommendations for ways to protect the privacy of your family and friends on your phone.

The first time my phone was stolen, they used the internet for hours, bought ringers, and screensavers, and made calls. It cost me an additional 200 dollars in charges because I didnt have a passcode to protect myself fro thiefs.